{"id":547,"date":"2021-10-13T14:47:00","date_gmt":"2021-10-13T14:47:00","guid":{"rendered":"https:\/\/www.betteryoursmile.com\/blog\/?p=547"},"modified":"2021-10-28T14:51:53","modified_gmt":"2021-10-28T14:51:53","slug":"dentist-aurora-what-does-your-dental-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.betteryoursmile.com\/blog\/dentist-aurora-what-does-your-dental-insurance-cover\/","title":{"rendered":"Dental Insurance: What Does Your Plan Cover?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.betteryoursmile.com\/blog\/wp-content\/uploads\/2021\/10\/AdobeStock_215510866__1635432390_58232.jpg\" alt=\"dental insurance form on table\" class=\"wp-image-548\" width=\"295\" height=\"196\" srcset=\"https:\/\/www.betteryoursmile.com\/blog\/wp-content\/uploads\/2021\/10\/AdobeStock_215510866__1635432390_58232.jpg 800w, https:\/\/www.betteryoursmile.com\/blog\/wp-content\/uploads\/2021\/10\/AdobeStock_215510866__1635432390_58232-300x200.jpg 300w, https:\/\/www.betteryoursmile.com\/blog\/wp-content\/uploads\/2021\/10\/AdobeStock_215510866__1635432390_58232-768x512.jpg 768w\" sizes=\"auto, (max-width: 295px) 100vw, 295px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Do you understand what your dental insurance plan covers? If not, don\u2019t worry \u2013 most people don\u2019t. Since it\u2019s significantly different from medical insurance, many people get confused about the differences. Dental benefits vary from person to person, which is why it\u2019s crucial to review the details of your specific plan. With that said, a dentist in Aurora gives a basic idea of what dental insurance usually covers.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Does Dental Insurance Usually Cover?<\/h2>\n\n\n\n<p>Although every <a href=\"https:\/\/www.betteryoursmile.com\/contact-us.html\">dental insurance plan<\/a> is unique, most follow a 100-80-50 structure for coverage. Here\u2019s what that looks like.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>100% <\/strong>&#8211; Preventive services like checkups, cleanings, oral cancer screenings, and routine X-rays are typically fully covered.<\/li><li><strong>80% <\/strong>&#8211; Standard procedures like fillings and treatment for gum disease are mostly covered, but at a slightly lesser percentage than preventive dentistry.<\/li><li><strong>50% <\/strong>&#8211; More complex procedures like root canals, bridges, dental crowns, and extractions have the least amount of coverage.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Types of Dental Insurance<\/h2>\n\n\n\n<p>There are many types of dental insurance plans to choose from. Let\u2019s take a look at the differences between the most common ones.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Preferred Provider Organization (PPO) <\/strong>\u2013 With this plan, you get more flexibility when choosing a doctor or hospital. They provide a list of preferred in-network dentists and have fewer restrictions on seeing non-network providers. You can go out of network if you\u2019re okay with paying the extra costs.<\/li><li><strong>Dental Health Maintenance Organization (DHMO) <\/strong>\u2013 These plans give you access to certain doctors and hospitals within its network that have agreed to set dental insurance rates, including copays. Unlike PPO plans, you won\u2019t be able to receive coverage when seeing an out-of-network provider.<\/li><li><strong>Dental Discount or Dental Savings Plan <\/strong>\u2013 This plan allows members to choose from a select group of participating dentists who charge lower rates for their services. However, none of your care is covered by insurance \u2013 you simply pay for the entire discounted cost out-of-pocket.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to Make the Most Out of Your Insurance<\/h2>\n\n\n\n<p>Did you know that some people leave almost $1,000 worth of dental benefits unused by the end of their coverage period? Don\u2019t let that be you! Here are some tips to help you maximize your benefits.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Carefully review the details of your plan to understand what\u2019s covered and by how much.<\/li><li>Keep up with your preventive care. Most dental insurance plans allow two teeth cleanings and checkups for little to no out-of-pocket cost.<\/li><li>Do you need restorative treatment? Get it done as soon as possible before your condition worsens. Otherwise, you\u2019ll need more complex and expensive procedures down the line.<\/li><li>Most dental insurance plans offer benefits that expire on December 31<sup>st<\/sup>. If you don\u2019t use them by then, they typically won\u2019t roll over into the new year. With that in mind, make sure you use them all before you lose them!<\/li><\/ul>\n\n\n\n<p>Hopefully, this guide has given you a better idea of what your dental insurance plan covers. Now you can make the most of it and keep your smile in its very best shape!<\/p>\n\n\n\n<p><strong>Meet the Dentists<\/strong><\/p>\n\n\n\n<p>Dr. Matt Mauck and Dr. Andrew Ricci have years of real-world experience in all facets of dentistry under their belts. Since graduating, they\u2019ve both taken numerous hours of continuing education courses every year to grow and refine their skill sets. If you have questions about your dental insurance in Aurora, they\u2019ll be more than happy to answer them for you. You can reach Dr. Mauck or Dr. Ricci via our <a href=\"https:\/\/www.betteryoursmile.com\/request-an-appointment.html\">website<\/a> or call <strong>(303) 745-1400<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you understand what your dental insurance plan covers? If not, don\u2019t worry \u2013 most people don\u2019t. Since it\u2019s significantly different from medical insurance, many people get confused about the differences. Dental benefits vary from person to person, which is why it\u2019s crucial to review the details of your specific plan. With that said, a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-547","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/posts\/547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/comments?post=547"}],"version-history":[{"count":3,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/posts\/547\/revisions"}],"predecessor-version":[{"id":551,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/posts\/547\/revisions\/551"}],"wp:attachment":[{"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/media?parent=547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/categories?post=547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.betteryoursmile.com\/blog\/wp-json\/wp\/v2\/tags?post=547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}